Express Portfolio
Financing Express
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The broad range of offerings from IBM Global Financing (IGF) can provide significant savings,
greater flexibility and better protection from product obsolescence for all your IT acquisitions.
Our financing services include:
- Single source of IT financing ?With our comprehensive financing services, you can leverage
on IGF to acquire the broad range of IBM solutions.
- One contract, One invoice ?All elements of your financing can be consolidated into a single
contract with a single, periodic invoice. This helps you to control costs and simplify administration.
- Flexible Structure and Terms ?Financing structure and terms based on your budget and
technology plan can be tailored to fit your specific needs. For example, periodic payments
can be structured to increase, decrease or stay constant over time to match the flow of your
IT project benefits.
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When you finance rather than buy, you can typically afford a more complete solution while
making lower monthly payments and paying little or no up-front costs. The financial benefits
are as follows :
- Match costs to benefits ?Use financing to spread IT costs over the life of the solution as
benefits accrue.
- Better cash & budget management ?A predictable monthly or quarterly payments versus large
cash outlays
- Overcome capital shortage ?Afford your IBM solution now by relying on future cashflow
rather than current capital.
- Conserve capital for core business needs ?Grow business faster by investing in income producing
core business activities rather than rapidly depreciating IT.
- Simple payment plan ?Consolidate IT costs into a single monthly invoice for simplicity.
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IBM Global Financing customised lease offerings helps you to maintain competitive advantage
and speed to market, through easing the technology transition while continuing to
support a responsive, focused and resilient On Demand business environment.
Equipment disposal costs can be avoided through IBM Global Financing. We can assist
with the removal of equipment at end of lease, reducing the end-of-life hardware disposal
expenses.
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- Avoid the risk of technology obsolescence ?IBM Global Financing will own the equipment and
therefore bear the risk of obsolescence.
- Make upgrades easier ?With a lease agreement from IBM Global Financing, upgrade costs
can be rolled into the existing monthly lease invoice.
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*Financing starts from US$25K in Singapore, Malaysia, India, Thailand and Philippines. Acceptance of
lease is subject to IBM Credit approval. Terms & Conditions apply.
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